The American Automobile Association, better known as AAA, is well known for its roadside assistance program. But AAA also offers auto insurance — and if you’re a AAA customer looking to save money on your insurance premiums, you need to know about the AAA mature driver discount.
The mature driver discount is intended to help seniors who pass a mature driver course receive a discount on their insurance premiums, rewarding them for being safe drivers by helping them save money. If you’re 55 or older, living in California, and interested in lowering your AAA insurance costs, this article is for you. Read on for all the details.
What Is the AAA Mature Driver Discount?
The AAA mature driver discount is a program offered by AAA that provides discounted auto insurance rates to mature drivers who meet certain criteria. The program is designed to recognize that older drivers have more experience behind the wheel — and are therefore less risky drivers.
To qualify for the AAA mature driver discount, you need to be at least 55 years old and have a valid driver’s license. Other specific requirements can vary depending on your state and insurance coverage. Check with your AAA insurance provider for specific information about the discount and how to apply for it.
What Are the Requirements for the AAA Mature Driver Discount in California?
To qualify for the AAA mature driver discount in California, you must:
- Be at least 55 years old
- Have a valid California driver’s license
- Have AAA insurance coverage on at least one vehicle
- Not have any at-fault accidents or DUIs on your driving record.
Are Requirements Different for AAA’s Different California Clubs?
AAA has two main clubs in California: The Automobile Club of Southern California, and AAA Northern California. Because they’re both under the broader AAA umbrella, they have the same requirements for their mature driver discounts.
How to Get the AAA Mature Driver Discount
Here’s how to qualify for the mature driver discount, step-by-step.
1. Make sure you meet the criteria for the program. You must be at least 55 years old with a valid California driver’s license and AAA insurance coverage for your vehicle(s). You also must not have any at-fault accidents or DUIs on your driving record.
2. Sign up for a California DMV-approved mature driver course. At Traffic Safety Institute, we offer a course that’s approved and licensed by the California DMV and accepted by all insurance carriers with a $100 savings guarantee.
3. Complete your course and receive your insurance discount certificate. At Traffic Safety Institute, and can complete the course at your own pace, and you receive your insurance discount certificate as soon as you pass the course.
4. Submit your insurance discount certificate to AAA and start saving money on your insurance premiums.
FAQ About the AAA Mature Driver Discount
Below are some of the most frequently asked questions about the AAA mature driver discount program and how to save money on your insurance coverage.
1. What’s the AAA Mature Driver Discount Age?
In California, you need to be at least 55 to qualify for the AAA mature driver discount. 99% of drivers 55 and older are eligible for the program.
2. How Long Is the AAA Mature Driver Discount Valid?
The discount remains valid for three years of insurance discounts. Every three years, you’ll need to take a renewal course if you want to keep your discount.
3. How Much Can I Save With the AAA Mature Driver Discount?
Discounts are offered at the discretion of individual auto insurance providers, so you should always check with your insurance provider for exact savings.
The typical discount for mature drivers who submit their insurance discount certificate to AAA is 5%.
Considering the average cost of car insurance premiums in California is $2,291 per year, a 5% discount over the three years the mature driver discount is valid would equal $343.65 in savings.
If you take our Mature Driver Course through Traffic Safety Institute, we guarantee at least $100 in savings over 3 years — no other course providers do that!
4. How Long Is the Mature Driver Course?
The California Mature Driver Course consists of 13 modules with easy-to-follow material. California requires a minimum of 400 minutes of in-class instruction for the initial course, and 240 minutes for the refresher course.
If you choose an online course (like the one offered by Traffic Safety Institute), you can complete the course at your own pace from the comfort of your home. Many drivers finish the course in a single sitting — but you can take your time if you’d rather.
5. How Do I Get the AAA Mature Driver Discount?
If you qualify for AAA’s mature driver discount, all you need to do is complete a Mature Driver Course and pass the final exam. Your insurance discount certificate will be mailed to you, and you can present it to your AAA insurance agent for your discount.
6. Does AAA offer a Mature Driver Improvement Course?
Yes. In addition to getting a discount for completing a mature driver course, AAA also offers their own course. AAA’s RoadWise Driver course is available online. The course costs $19.95
Sign Up for a Mature Driver Course with Traffic Safety Institute
During your Mature Driver Course, you’ll learn how to become a better and safer driver. And at the end of the course, you’ll be eligible for a discount on your insurance premiums, saving you money for years to come.
Many traffic schools charge $40 to $70 for a Mature Driver Course — plus extra hidden fees for obtaining your insurance discount certificate.
At Traffic Safety Institute, the full, DMV-approved Mature Driver Course costs just $24.99, with no hidden fees whatsoever.
Here’s everything you get for $24.99:
- DMV-approved course
- Guaranteed to pass
- Electronic certificate copy
- Free and fast shipping for your physical certificate copy
- 24/7 live chat support
- Audio read along
- $100 insurance savings guarantee
Our course is accepted by all insurance providers, so whether you use AAA or someone else like Nationwide or State Farm, you’ll get a discount on your auto insurance. And the best part? There’s no credit card required to get started — you don’t have to pay until after you pass.
Ready to save money on your AAA insurance?
Sign up for a Mature Driver Course today and get started for free.
