An estimated 91 million people hold State Farm policies and accounts, making it one of the largest insurance providers in the U.S. — and the world. If you’re one of them, you may be looking for ways to save on your State Farm auto policy. You’re in luck, if that’s the case — State Farm offers a wide variety of discounts on auto insurance that you may qualify for. One of these is a mature driver discount, aimed toward more experienced drivers in California.
Wondering if you might qualify for the State Farm mature driver discount — and how much you can save on your auto insurance policy?
Read on for all the details.
What Is the State Farm Mature Driver Discount?
State Farm, like many other insurance companies, offers a mature driver discount, also known as a defensive driving discount, to their clients. This discount typically applies to older drivers who take a state-approved defensive driving course. The idea is that older drivers are more experienced behind the wheel — and once they’ve taken a course to refresh their driving knowledge, they should be safer and less risky (and thus, cheaper) to insure. Insurance companies pass on some of those savings to them through the mature driver discount.
The discount varies by state, so the details may be slightly different depending on where you live. Generally, the discount is available to drivers over the age of 55 (though in some states, the age threshold is 60 or 65).
However, note that not all states allow for mature driver discounts, and the discount amount and age requirement can vary. It’s a good idea to contact your local State Farm agent or customer service representative to find out the specific details for your situation if you’re curious about whether you qualify for a mature driver discount (or any other discounts State Farm offers).
What Are the Requirements for the State Farm Mature Driver Discount in California?
To qualify for the State Farm mature driver discount, you must:
- Live in California
- Be at least 55 years old
- Have State Farm insurance coverage on at least one vehicle
- Be the primary driver of the insured vehicle
How to Get the State Farm Mature Driver Discount: Step by Step
Here’s how to qualify for and receive the State Farm mature driver discount, step by step:
1. Make sure you meet all the requirements for the program. To qualify for State Farm’s mature driver discount, you must live in California, be at least 55 years old, have State Farm insurance coverage on at least one vehicle, and be the primary driver of the insured vehicle.
2. Sign up for a California DMV-approved mature driver course. Our course is a great option — at Traffic Safety Institute, we offer a defensive driving course designed for mature drivers that’s approved by the California DMV and accepted by all insurance carriers. Plus, we guarantee you’ll save at least $100 on your insurance coverage.
3. Complete the course and receive your insurance discount certificate. At Traffic Safety Institute, you can complete the course at your convenience — on your own devices and at your own pace! When you finish, we’ll issue you a certificate that you can pass on to your insurance company.
4. Submit your insurance discount certificate to State Farm and start saving money on your car insurance premiums.
FAQ About the State Farm Mature Driver Discount
What is the Age for the State Farm Mature Driver Discount?
In California, drivers are required to be at least 55 years old to qualify for a mature driver discount (also known as a defensive driving course discount) through their auto insurance provider. 99 percent of California drivers 55 and older are eligible for the program.
How Long Is the State Farm Mature Driver Discount Valid?
When you pass a California DMV-approved defensive driving course, it qualifies you for three years of auto insurance discounts. If you want to keep your discount longer than that, you’ll need to take a renewal course every three years.
How Much Can You Save With the State Farm Mature Driver Discount?
Savings vary based on individual insurance providers — and even individual agencies. Most drivers can expect to save around 4-5 percent with the mature driver discount in California.
The average cost of car insurance in California is $2,291 per year. At that rate, a 5 percent savings would add up to $343.65 over the three years the discount is valid.
According to Wallethub, the average State Farm customer sees savings of around $90 per year, or $270 for the entire length of time the discount lasts. It’s always a good idea to contact your insurance agent to ask about discounts you may be eligible for, as everyone’s individual circumstances are different.
How Long is the Mature Driver Course?
The California DMV requires 13 modules for the mature driver course, equating to 400 minutes of in-person instruction for the initial course, and 240 minutes for the refresher course.
When you choose to complete your mature driver course online through Traffic Safety Institute, you never have to set foot in a classroom. Instead, you complete the course at your own pace from the comfort of your home (or anywhere else with an internet connection). Many students finish the entire course in one sitting, but you can take longer if you’d like. It’s entirely up to you.
How Do You Get the State Farm Mature Driver Discount?
If you meet the requirements for the State Farm mature driver discount, all you need to do is complete a mature driver course and pass the final exam. You’ll then receive an insurance discount certificate. Present it to your State Farm insurance agent to begin receiving your discount.
Sign Up for Our Mature Driver Course
A mature driver course is good for much more than just saving money on your car insurance — it also teaches you to be a better and safer driver. There’s no downside to taking a course, but saving money on your car insurance premiums is icing on the cake.
Many traffic schools charge $40 to $70 for defensive driving courses — and many of them also come with extra hidden fees you’ll have to pay before you can receive your insurance discount certificate.
But not Traffic Safety Institute. Our full, DMV-approved defensive driving course is just $24.99. There are no hidden fees — for just the course fee, you get:
- DMV-approved course
- Guaranteed to pass
- Electronic certificate copy
- Free and fast shipping for your physical certificate copy
- 24/7 live chat support
- Audio read along
- $100 insurance savings guarantee
Our course is accepted by all insurance providers in California, so we guarantee savings, whether you get your insurance from State Farm or somewhere else like AAA or Nationwide. And here’s the best part: There’s no credit card required to get started. You can start your defensive driving course, today, for free.
What are you waiting for? Sign up for a State Farm mature driving discount course now.
